4 Beds
2 Baths
1,718 SqFt
4 Beds
2 Baths
1,718 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,718 sqft
Price per Sqft $220
Subdivision Cape Coral
MLS Listing ID C7515559
Bedrooms 4
Full Baths 2
HOA Y/N No
Year Built 2007
Annual Tax Amount $5,852
Lot Size 10,018 Sqft
Acres 0.23
Lot Dimensions 80x125
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
Take advantage of a rare assumable FHA mortgage at 4.125%, allowing buyers to lock in below-market financing and start building equity immediately while avoiding today's higher rates. This 4-bedroom, 2-bathroom pool and spa home is located in Northeast Cape Coral, a growing area in Southwest Florida with easy access to shopping, dining, and waterways.
The home offers resort-style outdoor living with a heated south-facing pool and spa, perfect for enjoying Florida sunshine. The covered lanai includes a kitchen pass-through window for convenient outdoor entertaining. A pool bath adds guest convenience, while the white vinyl privacy fence (2016) provides privacy. The professional irrigation system (2017 & 2021) keeps landscaping lush and maintained.
Recent updates include a new roof (2021), pool pump (2019), well pump (2024), water heater (2019), complete water treatment system with new tanks & salt containers (2018), kitchen water filtration system (2015), septic system maintenance (2024), and exterior paint (2019). The kitchen features updated appliances including refrigerator, microwave, stove, dishwasher, and a newer washer and dryer.
The master suite features luxury vinyl flooring and a private bathroom. The three additional bedrooms require new flooring, providing a value-add opportunity for buyers to customize finishes. The flexible floor plan is ideal for home offices, hobby rooms, guest accommodations, or multi-generational living, and the layout maximizes livable space and functionality.
Value-add opportunity: Carpet in the 3 guest bedrooms and the AC system need replacement—home is priced to reflect these updates, allowing buyers to capture immediate equity while securing below-market financing.
This property is suited for first-time homebuyers, families seeking a pool lifestyle, or retirees relocating to Southwest Florida. Homes with assumable sub-5% FHA financing are extremely rare, giving buyers a financial advantage in today's market.
Enjoy Cape Coral living with easy access to waterways, the Gulf of Mexico, boating, and fishing. The home combines Southwest Florida pool living, practical upgrades, and below-market financing. Don't miss the opportunity to own a NE Cape Coral pool home with assumable mortgage and the chance to customize finishes to your preference. Schedule a showing today!
Location
State FL
County Lee
Community Cape Coral
Area 33909 - Cape Coral
Zoning R1-D
Interior
Interior Features Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
Heating Central, Electric
Cooling Central Air
Flooring Carpet, Ceramic Tile, Luxury Vinyl
Fireplace false
Appliance Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Laundry Laundry Room
Exterior
Exterior Feature French Doors, Hurricane Shutters, Private Mailbox, Sliding Doors
Garage Spaces 2.0
Pool Gunite, Heated, Screen Enclosure
Utilities Available BB/HS Internet Available, Cable Available, Electricity Connected, Sprinkler Well
Roof Type Shingle
Attached Garage true
Garage true
Private Pool Yes
Building
Story 1
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Septic Tank
Water Well
Structure Type Block,Stucco
New Construction false
Others
Senior Community No
Ownership Fee Simple
Acceptable Financing Assumable, Cash
Listing Terms Assumable, Cash
Special Listing Condition None
Virtual Tour https://www.zillow.com/view-imx/e7ee7c95-d4d6-41fa-84f9-75a93b035560?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
